36 lines
2.2 KiB
Markdown
36 lines
2.2 KiB
Markdown
# Sample-Goodwill-Letter-3
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---
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COMPANY NAME
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ACCOUNT NUMBER
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Address
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To Whom it May Concern atCOMPANY NAME,
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I am writing to you today regarding my-----------account which I had while I was astudent at---------------
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---------------------. The purpose of my correspondence is to see if you would be willing to make a
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"goodwill" adjustment on the reporting of this account to the three credit agencies.
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During the time period this account was established I had was very happy with the service, I was
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however not the ideal customer and made mistakes with my handling of the account. I should have kept
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better records regarding the account and I take full responsibility. I became aware of the unpaid balance
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when I got a copy of mycredit report inMONTHof 20XX.
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I know that payment was my responsibility and I am not attempting to justify this breach of------------
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user agreement, I was however hoping you might review the circumstances under which this non-
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payment occurred and consider removing the negative trade line associated with this account from my
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three credit reports.
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As soon as I became aware of the balance I contacted-----------------and paid the balance in full. I provide
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this not to justify why the account was unpaid, but rather to show that the issue with-----------is not a
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good indicator of my actual credit worthiness. I hope that----------------is willing to work with me on
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erasing this mark from my credit reports.
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I would like to STRESS that the information currently being reported IS accurate, (I am not disputing
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anything with---------------). I am simply asking-------------for a courtesy gesture of goodwill in having the
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credit bureaus remove this account from my report. I do recognize that this request is unique and that it
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may not be-------------normal policy. Please consider that the Fair Credit Reporting Act does not demand
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that all accounts be reported, only that any account that is reported be reported accurately. Therefore,
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a company does have legal discretion and permission to remove any account it chooses from the credit
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report. I'm hoping that-------------will do that in my case for this account.
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Your kind consideration in thismatter is greatly appreciated.
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Best Regards
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Name
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Address
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