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# 7 Days Rapid Rescore Strategy 2016
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DELETE ALL NEGATIVE ITEMS IN 7 DAYS
The picture above is of the Credit Assure credit simulator that shows you precisely the amount
your credit score will rise after completing a RAPID RESCORE. But more about this in a minute.
Let's get started!
W H A T I S A RA P I D R E S C O R E ?
A rapid rescore is the ability to provide documentation or request documentation to the 3 credit
bureaus to get them to update your information quickly. Many of these scores can be updated in as
little as 72 HOURS!
Yes that's right 3 days!!!!
But how does someone do this? How can I update my score that quickly? How can I challenge
the 3 credit bureaus to verify my negative accounts that quickly?
Well I'm glad you asked....
L O C A L I N D E P E N D E N T M O R G A G E L O A N O F F I C E R S
Contact local independent mortgage loan officers. NOT A BANK. You are looking for a few
people who run their own 2-3 person, small shops. You are looking for a loan officer who knows about
rapid rescore and will do a rapid rescore for you.
You will need to explain you are looking to purchase a home in the near future. Who know you
might actually want to purchase a home and need a loan, but that is not important right this second.
Your point is to get the loan officer to pull your credit and do a rapid rescore.
Ask this potential loan officer if his credit pulling agency offers a rapid rescore. Most everyone
does rapid rescore these days and most have the Credit Assure credit simulator (Picture Above).
Explain to them you will require a few rapid rescores in advance to increase your credit scores
to get the best rate on a loan because of some old delinquent accounts and old errors. MAKE SURE
THEY WILL HELP YOU WITH A RAPID RESCORE.
Give the loan officer your vital information: Name, Phone #, Address, Social Security Number,
Date of Birth, etc so he can pull your credit report. This credit report is actually pretty cool. Mortgage
credit reports are special and show the FULL ACCOUNT NUMBERS and all data in the 3 Credit
Bureaus. This is known as your Tri-Merge Credit Report. Cool huh? Check it out below...
C R E D I T S I M U L A T O R
Study your credit simulator thoroughly and decide what items will increase your score the most
quickly. Use this above 7 day rapid rescore system for the really big ones and the Section 609 letters
for the next biggest. Once you know what negative items you will remove or that you have paid and
are just sitting there request the loan officer (or you can do it yourself) to get the collection agency or
creditor to fax or mail you a letter on their letterhead proving the account does not exist, is paid, or
should be deleted BECAUSE THEY CAN'T VERIFY IT WITH PROOF THE DEBT IS YOURS.
They can't prove the debt is yours – these mistakes on your credit report are what are holding
you back from getting a home loan and explain to loan officer that these negative accounts are
“ERRORS”. He will be able to walk you through what to do next.
When the loan officer calls the collection company or creditor they ask to verify the account
number. Then they ask to verify the account status. The status can be an error, paid, or deleted. We
always push for deleted. Never admit the negative account is yours. Either it is an error and must be
deleted or it's paid in full and should come off.
S A M P L E L E T T E R H E A D
Here is a sample letterhead you would get proving status of canceled, deleted or paid accounts
Once the negative item is verified as paid in full, not yours, or reported as an error, the update to
your credit report is almost instant.
N O T E S
Using a mortgage loan officer in this way may not be very ethical however if you are planning
to buy a home this a smart way to do it and you can use the loan officer. He or she will get that
commission if you do decide to buy a home in the future and use that loan officer. If you are not
planning to purchase a home you can PAY the loan officer for the rapid rescore.
You can also pay http:// www.rapidrescorecredit.com
They should charge you $100 per account. They might try to sell you their credit repair
program. Just try to get Rapid Rescore Only.
With the dispute letters and the ability to rapid rescore you have enormous power to fix your credit and
your life.
I wish you the best!